I'm not offended, and I appreciate your direct approach.

My price is 30% over what a DEALER has offered me (actually nearer 25%, but whatever), but it's only 5-10% over the current market value.

So hence my query of where your figure of 40% overpriced came from - if a dealer is offering over 70% of the value, having taken into account the profit he'll want to make, then there's no way it can be 40% overpriced.

I do agree that now is a bad time to sell, but sometimes we don't have get to choose when we need t sell things!