such charges are never revealed as they are marked/pending in their database. So ,the moment they will get any amount equivalent or more than their charges, system will either debit customer's acount instantly or after the END OF DAY.
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I'm sure that if this account is ACTIVE, they will charge u LOW BALANCE CHARGES. Also, i think current account becomes dormant after 1 year, Saving after 6 months, fixed accounts after 3 years. After that system can automatically close any such account with ZERO balance.
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Moreover, every bank has its own internal policy too for such accounts
such charges are never revealed as they are marked/pending in their database. So ,the moment they will get any amount equivalent or more than their charges, system will either debit customer's acount instantly or after the END OF DAY.
.
I'm sure that if this account is ACTIVE, they will charge u LOW BALANCE CHARGES. Also, i think current account becomes dormant after 1 year, Saving after 6 months, fixed accounts after 3 years. After that system can automatically close any such account with ZERO balance.
.
Moreover, every bank has its own internal policy too for such accounts