Hi cynbob, yes, I am from the Philippines.

Re my car arrangement, I think the zero-interest loan fro the company is still something worth considering. At the end of the day, I will be needing a car, it is a necessity in Doha. If company would pay say 60% of the amount of car, that would leave me just financing 40%. The lower the principal loan, the lower the monthly installments with interest.

Well, you're correct, fairly a good deal compared to what I am receiving today.

Thanks much!