HSBC is a great bank and hopefully this is a smart move on their part, part of a larger picture. Only accepting ATM cards with a chip is an incredibly stupid move on Qatars part. By only allowing cards with a chip to be accepted they have blocked all international ATM cards. Tourists who show up expecting to be able to withdraw currency from their home banks cannot and will me met with the message, "faulty card". My wife and I both have our salaries deposited to an account in Canada and relied on our bank card to withdraw cash for living expenses... Today we were met with "faulty card" at all bank machines we tried. Now no money for food or petrol!!! Tomorrow we are heading to HSBC in hopes theirs still works!