absolutely. I use my "ATM" card all the time through the pin and code machine at carrefour, megamart, q-tel, everywhere and have done so for 5 years now. I NEVER use my HSBC credit card. Too easy to forget to pay it off and thereby have to pay interest.

Weasel---read the original post. If true, then HSBC had a year to make the change to the more secure chip system, but put it off until it was too late.

It would be interesting to know if other ATM cards from other banks are working, meaning those banks were smart and actually got their customers the new cards in time.