This past few weeks, bec. of global crisis and alot of companies lay-offs expat workers is the reason why they tighten the banks belt rendering loans. Imagine yourself with a big loan and your company had given you a month to go back home, how would you settle your debts? Well, for your own good and with the banks safety,it is better not to take one.

"There's nothing we can do to change the past, if it teaches  you a lesson profit from it then, forget it."