sister Novi, so sorry to hear that you went through all of this trouble because of something that was not your fault in the first place.

Doha bank as far as i know asked most of their clients to replace the old ATM cards with the new ones cuz of security issues.

Well, I'm glad that they were understandable and reduce the fine from 6000 to 500 ... not asking you to be happy because the fine is just a fine and paying for something that was not your fault will make you feel bad no matter what.

Be positive [asking for the impossible, i know sorry] and look to the bright side of the moon. Thank god that no one came from the other side while you crossed that traffic light and hit your car or something.

God Bless ...

Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment. (Gautama Buddha)