yes, this is what i though what european etc would do beucase you guys are straight forwader yes it may hurt temporary but longer run avoid hassel and keep the expectations in line.

but in our culture is more diplomatic this is why people a) do not share these details,
b) if they earn say 10 k they will say we earn 4 K
c) always cry that our expense are more and incoming is less so no one can ask
d) do things and keeep them hidden where money is involved like purchasing property...

i guess i am answering my own questions as i go along wub twill wait for peopel's feedback,