Despite the adverts, HSBC is NOT a worldwide "local" bank.

We have an HSBC current account in the UK where our wages are paid, so when we arrived we opened an HSBC account here thinking that we'd easily be able to transfer money from the UK account to the Qatar at our convenience.

But this was not the case - it turned out they'd only let us transfer from the UK to Qatar if we were physically present in a UK branch!!! Not much use to us!

Plus here they charge you a monthly fee if you don't have a certain amount of money in your account. And their opening times are rubbish. Needless to say we no longer have an account with them here (or any other bank for that matter).