I am driving in Qatar for the last 9 years...never made an accident. I just consider that am lucky......I paid traffic fine only once....for right side overtaking... I really don’t remember doing it.. 

even if you are good driver...sometimes other careless drivers can hit you... 

If we check the statistics... am sure women are more careful drivers and make less accidents..

 Recently I attended a defensive driving training...after the presentation I asked the gentleman did you ever made an accident? the answer was .. WE ARE ALL HUMANS