Do pay your balance loan amount,Bank will never leave even a single Riyal from its customer,It happened to me in Dubai,3 yrs before i had a due credit card payment of Dhs.2500,I came in Qatar and after 3 years i got a call from a recovery agents that i have to pay Dhs,17000 for my due credit card payment along with interest.then i had to call in Dubai directly to the bank and requested them and after requesting many times they allowed me to settle the case by the outstanding amount only.So dont put you in future trouble,Call your bank from India and they will give a account number deposit the money in that,and dont forget to take clearance letter from bank.