The main disadvantage of savings account is tht YOU CANT GET LOANS over it...while Current account gives you more privileges and bank services such as Cheque book etc...

Procedure for opening both accounts are almost similar..You need a 1)noc letter from company/Sponsor (depends on the mood of bank Staff),2)Original Qatar ID, and 3)your Passport...

you can also change from savings a/c to current one by requesting...contact ur bank for more details..