If i'd like to open a bank,,,,,i would never ask people like you. 

Or should i write my query down one by one and literally.

Why is then that people easily understand and gave me good comment/suggestion

READ BETWEEN THE LINES...

IF you cant say anything helpfull better be silent.

My apologies for the people who thinks better than iam...for asking a question not clear enough to them....

Thanks to the people who understands and who can read between the lines.