In Montreal (back in my University days)....I had the pleasure of renting 4 different appartements (2 were from companies, and 2 from individuals)...and i've subleased 2 of them (one of each).

In both cases, what I had to do was pay one month upfront, and make a standing order for the rental amount to be automatically deposited in the landlords designated account at the beginning of every month...if I defaulted on rent I would be evicted...that simple....but no bank refrences or background checks are needed....in fact legally, i'm not even obliged to give my name until AFTER the lease is signed (as it is possible to discriminate on that basis).

When I subleased, I simply got post dated checks from the new tenant to cover the rent untill the end of the lease, as it was still being direct transfered into the landlords account from my personal bank account.

All leases are for one year periods with the option to renew...and Legally speaking, the rental increase cannot exceed the governemt posted inflation rate....so its all VERY regulated to provide maximum freedom while safeguarding everyone's rights.

The utility bills were all in MY name...and if I didn't pay then it was I who sat in the dark, and it was MY credit rating that got hooped....nothing to do with the landlord! Why on earth would they need proof of past utility bills???

I don't know about Europe for instance, but Canada is almost a cashless society....everything works on credit....we all care about our credit ratings, and we all have confidence in the system in case of anomalies....post dated cheques from the new tenats was all I required....I never had to investigate their past! LOL if they defaulted, then I evict them...sublease to someone esle, and sue them for any costs incurred....again very simple. Do you often have people defaulting and fleeing in the UK? Its "almost" unheard of in Montreal.

Weird system you guys have there Jauntie lol

Stay safe all.

Perfection does not exist. The question therefore, is: what level of imperfection are we willing to settle for?