coming from the UK (I assume?), the cost of living and housing is relative. If you're a half-decent BA, expect around 20k plus allowances. I'd be surprised if they went to more than 12k for housing, so prepare yourself for a long and stressful drive each day. With 2 x kids you'll be wanting a villa, so expect to be on the fringes of town (which is quite do-able outside peak hours). Eat local and buy local and you will save some money, otherwise not possible at present. Good luck.