Based on 4% Interest rate per year
45000 riyals
+ 1500 riyals processing fee
* 20% interest
= 55,800
/ 60
= 930
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Based on 3.99% Interest rate per year
45000 riyals
+ 1500 riyals processing fee
* 19.95% interest
= 55,776.75
/ 60
= 929.61
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Hope this solves your question.