Name: Qatar Living Classifieds
Rating: 4.1 (228 reviews)
Author: Qatar Living

Yes...in third party insurance, the rule is:

You dont pay for anything for a brand new car.

You pay 10% of the spare parts for a 1 year old car.

You pay 20% of the spare parts for a 2 year old car.

You pay 30% of the spare parts for a 3 year old car.

You pay 40% of the spare parts for a 4 year old car.

You pay 50%(max. limit) of the spare parts for a 5 years or older car.

Hope it clarifies.