There are many reasons that you would want to close you bank account. Maybe their credit cards have so much interest rate. Anyway, before you can close your bank account you must make sure that you don’t have balance on that account. Make sure all checks have cleared your bank account. As soon as your account is closed, the bank gives you the balance of the account. Switch banking information with employers and vendors. Before you close the account, give your employer your new banking information when your paycheck is automatically deposited. Change information with any vendor who automatically debits your account. Call your bank. Before you make a trip to the bank, you need to call and find out your bank's policies. There are banks that charge a fee to close an account. Go to your bank. Physically go into your bank to close the account. Most banks will require two forms of identification including one photo id. You must go before 3 pm on a weekday to ensure that the staff at the bank can process your request. Get your money. Request the balance in your account at the time of closing. You can transfer the funds into a new account or get the amount in cash.