Well..what news I have that earlier the bank loan installments were starting after the building is atleast 30%occupied. however now the banks got permission from the central bank that they have can start the installments after three or six months of completion of building. so looks like they have to start giving the flats on rent..and they can't really wait for a big amount like earlier.

so this will also help a bit for rates to be reduced..

rest all options are written above.

all the best..im also waiting for them to come down lol...