The rents have come down considerably...You can have a decent Two Bed + Kitchen + Hall Flat within a range of 5,500/- to 7,000/- in a reasonably nice location. (em not talking about compounds villas). Monthly Food including occasionally going for Restaurants will cost you & your wife around 3,000/-....Mobile bill not more than 300/-, Watar & Electricity bill around 400/-, Around 500/- for Fuel, Around 1500-2000/- for Car Loan Installment....and thats it. These are the expenses that you can expect keeping a moderate life style. You can save more, depending on your life style.