The answer is that you could easily have a transaction in India while you are in Qatar - by phone or internet order. That's the beauty of credit cards for long-distance purchases. You will have the read the "fradulent charges" fine print on your card's statements. The ones I have protect me from any more than $50 if I dispute the charges. If I notify the credit card company within three days I'm not even liable for that amount. Believe me, credit card companies have teams of lawyers to make sure what they do is legal according to the fine print and the laws of the country in which they are chartered.