You havent mentioned your kids age and if they require schooling. In 10,800 you will have to include Schooling - 1500 QR pm for Indian Schools, Groceris - 2000 QR, Utilities - 500 QR, Car loan - 1500 QR(for 1 car) Kids transportation - 800 QR, Car for wife (optionsl) 1000 QR, Entertainment/Eating out/Movies -1000 QR, Since you havent mentioned anything of Medical Insurance - Govt Health is almost Free but private Hospitals charge around 150 to 300 QR per visit per person. The choice is yours.