Dear Fazil. The first thing that you need to do is to change your bank. Doha Bank is in great financial diffculties and you can loose whatever balance you have in your account (if the bank liquidates). Secondly, if any bank tells you that your company is not approved, you can get your company approved or go to another bank. I am not sure if any bank shall give you a loan without salary transfer. The world economy is facing a shortage of liquidity, if you have noticed. My suggestion is that you find a bank with which your company is approved, and switch to that bank ASAP. The bank with which your company has its corporate accounts shall definitely entertain you.