First of all you should give the accurate date of maturing of Policy, where as you have mentioned both 2008 to 2008 which is invalid, and concerning of term of policy is valid for 12 months, you must be mis-calculating number of months, you should not count the begin month which is February, if you calculate from 23 Feb 2008 to 22nd Feb 2009 than it is very clear to understand that its (12) months, and no one can assure you for (13) months. Please read your question again and ask to any school boy who can also give answer of your silly question.
First of all you should give the accurate date of maturing of Policy, where as you have mentioned both 2008 to 2008 which is invalid, and concerning of term of policy is valid for 12 months, you must be mis-calculating number of months, you should not count the begin month which is February, if you calculate from 23 Feb 2008 to 22nd Feb 2009 than it is very clear to understand that its (12) months, and no one can assure you for (13) months. Please read your question again and ask to any school boy who can also give answer of your silly question.