so Ziggy, you want to abscond the country, and you are asking if it's gonna be okay. Most people will call it desperate measure, but it is actually called pre-meditated evil. you have a loan and credit card and an employer all waiting for u to return.

your employer will inform the bank. your lie will infuriate your employer and there's no limit to what both your employer and the bank can do to hurt you back.

settle your loan. make arrangements with your bank. get a guarantor, and pay your guarantor. file a resignation letter.

live in dignity.