this is not bad in case you need a job. you may pay like 7 to 8K for housing and 1500 for car and 3000 for your house exp. food and stuff. schools are not cheap here so you may accept this. i am not getting even this amount but it is good for me i even pay for a nice car 2500 per month but i dont need to pay for house as i live with my family. any how i dont see this bad at all. it is ok and go for it good luck man. if you need to know more info. you may PM and i will answer ASAP.