SSS membership program, she will pay like QR30/month, she get like Health/Medical benefits and pensions and also allowed to get loan later & others.

PAG-IBIG program, if she completed paying for 2 years she can avail housing loan, or land purchase, house renovations. Its like QR98 per month & other benefits.

ALL the above are Govt. programs, and there is representative at POLO/OWWA to attend her inquiry.