I've been reading this thread with interest as my husband and I are shortly moving to Qatar and will have to transfer money back to Australia regularly to cover commitment here. Does anyone have any experience of transferring to Oz?

E46M3 - you mention Ikobo - do they have internet service rather than just taking money out of an ATM? In other words, can we transfer to an Ikobo account and then use that account to transfer money to our Australian bank to cover our commitments? It's hard to know what best to do.

I appreciate holdawaykw's comment that we do earn a decent salary and the charges are a small percentage, but bank charges really stick in my throat, almost more than anything else. The take, take, take. They charge high interest if you borrow money, they pay small interest if you save money, the gain interest on our money while they're 'clearing' it. They're money grabbers pure and simple.

So, what can people advise is the best way to regularly transfer money safely, easily and with as little charge as possible??