It is only a month guys, they don't have the right to do that. Even if you were late they will send you a warning that you did not pay. If that happens again they will send you another warning and ask you to pay or it would be a problem.

I never heard of such a thing, after only one time they warn you and about to call the police? Are you sure that it is a bank? It is more likely a mobs job than a bank that should treat customers with respect.

Best Regards