I think if you want to take moderate risks then, Real Estate would be key... especially in the freehold (99 yrs) scheme... what happens in this scenario is your investment does not depreciate and within a few years you can benefit upto 25 to 30%, if you just have the patience to sit on it... In the event that you want to look at a more long term investment, then procure a land, built on it, and enjoy the rent or sell it.. which enable you to enjoy a higher piece of the pie... if this seems like an interesting idea then check out my ad in classifieds.. and then contact me and i can give you a bigger picture...

cheers

tom