If you are serious offroader and would prefer dune busting and long trips in the desert..4wheels are for you...it will be a lumbering slow moving giant in the city though...no zoom zoom on curves.....Safe on accidents...but a higher Centre of gravity also means one hurried manouver and you are in trouble...Or a major hit from the side and it turns turtle...the debate goes on...

If you are city guy..Close to 65K you can manage brand new bigger sedans which are reasonably safe and steady on fast speeds..

Either way ...If you trust Hyundai then you can have a 4X4 at 60K brand new...