Instead of you being the loser because you have paid the premium every month but can't claim insurance because it doesn't match the rules of the game, then know how to claim vehicle insurance first.
Total loss only (TLO) car insurance will only grant a claim if the car suffers a total loss. The indicator is the damage suffered by at least 75 percent of the total or experiencing theft.
If you buy a car on credit, it will generally automatically get TLO insurance. Even so, you can also buy it yourself if you buy a car in cash.
well if your planning on changing the car to your name, the insurance needs to be transferred. You will need the insurance papers everytime you renew the car permit as well. You generally do need a no objection letter.... and it doesnt take that long
if it's a third party insurance, no need to transfer the name. even if you get an accident you can claim without a question asked. and when you renew your road permit and insurance, your name will be on it. or else pay 20 riyals for insurance transfer(3rd party) hope this helps.
Turkish, how do I know if it is a 3rd party insurance? The car is insured under Al Khalej Insurance and Re-insurance. The owner has left the country, and did not give any No objection letter, but I have his original car ID, qatari ID, insurance policy, No objection letter from his bank that he paid off the car, and the original signed transfer form from traffic dept to transfer the car to my company's name. Do I miss any documents? I was told that the car insurance stay with the car, therefore no need to change the name. Thanks for the advice.
If the used car you are buying has full-insurance, you have to transfer the insurance to your name first. You can do this with (a):
1. No objection letter from the seller stating that he/she is selling the car to you and that he/she has no objection for the transfer of the insurance to your name.
2. Your ID copy
3. His/her ID copy
4. 50 QAR
The seller or the buyer can do the process. You don't have to go there together.
If the used car you are buying has third-party insurance then you don't have to do anything.
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Instead of you being the loser because you have paid the premium every month but can't claim insurance because it doesn't match the rules of the game, then know how to claim vehicle insurance first.
Total loss only (TLO) car insurance will only grant a claim if the car suffers a total loss. The indicator is the damage suffered by at least 75 percent of the total or experiencing theft.
If you buy a car on credit, it will generally automatically get TLO insurance. Even so, you can also buy it yourself if you buy a car in cash.
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Here are the steps for claiming TLO insurance.
If the insured car is lost, the claim process begins with making a loss report in advance at the police station where the incident occurred.
You will be asked to write a written chronology of the events.
Don't forget to bring all required documents such as KTP, SIM, STNK and BPKB (if any). Also insurance policies and loss reports.
Submit the document to the insurance company.
well if your planning on changing the car to your name, the insurance needs to be transferred. You will need the insurance papers everytime you renew the car permit as well. You generally do need a no objection letter.... and it doesnt take that long
if it's a third party insurance, no need to transfer the name. even if you get an accident you can claim without a question asked. and when you renew your road permit and insurance, your name will be on it. or else pay 20 riyals for insurance transfer(3rd party) hope this helps.
Turkish, how do I know if it is a 3rd party insurance? The car is insured under Al Khalej Insurance and Re-insurance. The owner has left the country, and did not give any No objection letter, but I have his original car ID, qatari ID, insurance policy, No objection letter from his bank that he paid off the car, and the original signed transfer form from traffic dept to transfer the car to my company's name. Do I miss any documents? I was told that the car insurance stay with the car, therefore no need to change the name. Thanks for the advice.
If the used car you are buying has full-insurance, you have to transfer the insurance to your name first. You can do this with (a):
1. No objection letter from the seller stating that he/she is selling the car to you and that he/she has no objection for the transfer of the insurance to your name.
2. Your ID copy
3. His/her ID copy
4. 50 QAR
The seller or the buyer can do the process. You don't have to go there together.
If the used car you are buying has third-party insurance then you don't have to do anything.
yeah without that u cant change the ownership..
Thats the first thing to do before the transfer