As said before it is to cover your a*&^. If you do not have a police report or the funds in your account to cover a cheque here, then you are the one responsible despite the fact that he may be cashing the cheque illegally. cheques here are as good as cash and are treated as such. Just get the police report and be done with it. The report is there for you as much as the bank's piece of mind. if you dont and you try to do it any other way then it is you they will put in jail and it is you that will still have to pay the money to your landlord.
But the remaining cheque that he has is a deposit only, which he has to return to me at the end of the contract. Everything is in order at the house and we even spent money to make major repairs. We haven't failed to pay our rent every 1st of the month for one year. so it just right taht they return my deposit to me.
it's just strange for me how it is done here, i guess
go to the rents committee and tell them the situation, they should contact the landlord and instruct him to return the same. That is if you want to avoid the police course of action
You have to go to the police and file a claim, and get the police report that is the right way, if you don't he can cash the cheques any time and you can proove nothing. so you are right.
What the police report is for is should your landlord present the cheque (out of malice) is negaite you from the responsiblity. If you stop the cheque without the police report or by not having the money in the account then you are the person responsible and it means that you can be arrested and detained by the police till you make the payment. so your land lord wins if you go to the police present your case and get the report to present to the bank then should your landlord present the cheque then you have done nothing wrong and he cannot claim the money and wont be able to claim the money and you won't end up in jail.
If someone writes a cheque knowing that there are no funds to cover it, they will be arrested. This is why the bank asks for a police report; mostly for their protection, but a little bit for yours too.
"You can't tell which way the train went by looking at the tracks"
the reason for the police report is so if your landlord should present the cheque you will not be held responsible and no action can be taken against you.
Thanks. Actually, i just want to know if they do it differently in other banks like CBQ, QNB, Doha Bank, Standard Chartered, etc.
I have my account with HSBC. I just have a problem with my landlord, as they already asked us to vacate the house. Now, i still have a cheque as a deposit and he still hasn't returned it to me. So i went to the bank and asked them to cancel the payment for that cheque.
Guess what, they said they can't do that unless i go to the police first and get a report. Weird for something like this. That is my account and i should have the prerogative to cancel the payment. It is my problem if somebody tries to cash the cheque and finds out it has been cancelled, right?
I had to do this one time. I simply called the bank and they took the necessary info over the phone and handled it. Of course here in Qatar it will probably not be as easy. Go to the bank and talk to the customer service people.
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I am hard-headed, i know.
As said before it is to cover your a*&^. If you do not have a police report or the funds in your account to cover a cheque here, then you are the one responsible despite the fact that he may be cashing the cheque illegally. cheques here are as good as cash and are treated as such. Just get the police report and be done with it. The report is there for you as much as the bank's piece of mind. if you dont and you try to do it any other way then it is you they will put in jail and it is you that will still have to pay the money to your landlord.
because its a tool for payment (as money) when u give someone a cheque its just like u have given him money,
so to make sure the society is financially stable, when u want ur money (cheque) back u have to do something more, it makes sense.
I now this is not home... But i don't understand why i cannot cancel MY CHEQUE without having to report to the police. That is mine, after all.
Police report costs something, not nothing.
here is not your place...
so dont compare like what you are used to in your home country...
abide by the procedures and you'll be fine...
just call police, and they will be there in your place...
they'll make report out of your complaints...
then within 24 hours you can have the police report at zero cost...
that time you can present it to the bank...
wish you can have what you're asking...
Middle age is youth without levity, and age without decay.
Thanks for the info guys.
But the remaining cheque that he has is a deposit only, which he has to return to me at the end of the contract. Everything is in order at the house and we even spent money to make major repairs. We haven't failed to pay our rent every 1st of the month for one year. so it just right taht they return my deposit to me.
it's just strange for me how it is done here, i guess
go to the rents committee and tell them the situation, they should contact the landlord and instruct him to return the same. That is if you want to avoid the police course of action
You have to go to the police and file a claim, and get the police report that is the right way, if you don't he can cash the cheques any time and you can proove nothing. so you are right.
What the police report is for is should your landlord present the cheque (out of malice) is negaite you from the responsiblity. If you stop the cheque without the police report or by not having the money in the account then you are the person responsible and it means that you can be arrested and detained by the police till you make the payment. so your land lord wins if you go to the police present your case and get the report to present to the bank then should your landlord present the cheque then you have done nothing wrong and he cannot claim the money and wont be able to claim the money and you won't end up in jail.
If someone writes a cheque knowing that there are no funds to cover it, they will be arrested. This is why the bank asks for a police report; mostly for their protection, but a little bit for yours too.
"You can't tell which way the train went by looking at the tracks"
The customer service representative said for whatever reason i want to stop the payment, i have to get a police report.
the reason for the police report is so if your landlord should present the cheque you will not be held responsible and no action can be taken against you.
Thanks. Actually, i just want to know if they do it differently in other banks like CBQ, QNB, Doha Bank, Standard Chartered, etc.
I have my account with HSBC. I just have a problem with my landlord, as they already asked us to vacate the house. Now, i still have a cheque as a deposit and he still hasn't returned it to me. So i went to the bank and asked them to cancel the payment for that cheque.
Guess what, they said they can't do that unless i go to the police first and get a report. Weird for something like this. That is my account and i should have the prerogative to cancel the payment. It is my problem if somebody tries to cash the cheque and finds out it has been cancelled, right?
I had to do this one time. I simply called the bank and they took the necessary info over the phone and handled it. Of course here in Qatar it will probably not be as easy. Go to the bank and talk to the customer service people.
contact the bank i question