i just open a current account 2days ago..can i apply personal loan?please advice me if u have an idea.
i just open a current account 2days ago.and i am planning to apply personal loan but i dont have any idea if the bank will approved me..please advice if u have any idea with regards to this matter...i dont have knowledge regarding the loan here in qatar bcz this is my first time to open an account here in qatar...and ive been here 5months only..in philippines so different of procedures for opening an account..
please me and i would highly appreciate it...
THANK YOU SO MUCH!
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contact your bank and ask your banker ..i hope he will be able to help u
No worries member, if you work with a company or govt. dept. approved by your bank and if your employer is willing to give you the required salary assignment letter etc. addressed to the bank, yes, you can apply for the personal loan on day-1. Approval depend on your meeting the bank's criteria which pls check with the bank direct.
If you're company is included in the approved list, then I guess it will take you from one to three months approval for your loan (depending on the size and type of your company) But I want to inform you that Banks now are not giving loans because of the crisis unless you're salary is above 10,000QR and for specific reasons, not as it was done previously. Anyway , Good Luck!
not before three monthes , anyway it depndes on which bank ? salary transfer ..call your bank and ask
which bank did u open bank account.Contact same person bank,counter from where u opend account,if u have salary transfere there,it will be easy!