:)

Susan called her insurance company one day after her barn burned down and said: "We had our barn insured for $50,000 and I want my money."

The agent replied: "Whoa there, just a minute, Susan. Insurance doesn't work quite like that. We will ascertain the value of what was insured and provide you with a new one of comparable worth."

There was a long pause before Susan replied: "If that’s the case, then I'd like to cancel the policy on my husband."