Qatar Banks offer easy financing
Personal loans are allowed against salaries, whereas business loans are allowed against the successful track record (generally of at least three years).
The interest rates are also low (between 6% to 8% per year basis), and on top of it, no tangible security (like property) is demanded.
For expatriates, Doha Bank Ltd. is the most convenient bank.
People know how to earn but not how to save & spend ....... !
Several other parameters also apply like minimum salary, minimum job period, employer's approval, nationality approval and previous credit history etc.
People are quickly trapped in the personal loans, if they do not use it wisely.
And herein lies the problem .. Banks offer easy loans and people take them up not fully realizing that if you get terminated or have to leave urgently, then you have to repay the loan first
Your information is incomplete. "Personal loans are allowed against salaries" of companies who are accredited by the bank. My company is not and I would not be able to get a loan if I wanted. (Which I don't, of course).