doha bank is one of the largest bank in doha but if you are a customer and your salary was always delayed they will treat you like a murderer and forcing you to pay your maintaining balance, So dont use Doha bank.... ok.
since from the beginning the bank knows that we have a delayed salary and sometimes im telling them to call here in my office and check why our salary is delay... what to do most of the company in qatar are like that
Remittances and bank draft are 2 completely different things which I think you are mixing up. Again, if you know a bank that does bank drafts for vetween 4 and 10 QR riyal please do let us all know. Why dont you call up Doha bank and ask them how much a draft is, not a remittance.
A remittance is a transfer from account to account, a bank draft is an actual piece of paper, pre-paid and guaranteed by the bank to be remitted to a third party bank in the name of the beneficiary. I think I have already said this.
The problem with your remittance wasnt Doha banks error, it was yours. If the bank you were remitting to changed your account number without telling you then it is their fault.
any transaction in the bank have charges and thats right but the way they treat all their costomer especially if you have loan in not right, thats what i encounter from DOHA BANK
No, it isnt 4 QR for a bank draft and it is not at all like writing a fresh cheque to the bank. A Bank draft is a third party pre-paid cheque drawn from a bank (which is guaranteed) to another bank in the name of the beneficiary. Bank draft fees differ from bank to bank but are around QR 50.
This is correct Azam, and they cannot convert into a bank draft also as this requires additional payment, which more than likely (if you check) would be nmore than the exchange loss.
Azam the problem with online remittances is that you are the one solely filling out the remittance forms. If the remittance is returned it is either due to your faulty input or a problem with the bank the draft was issued to. If you read the policy for remittances it says the bank is not responsible for such errors, and as your account is QR account they cannot keep the money in another currency and at the same time tie it to your account. Bank drafts are much different as they are a form of pre-paid cheque which can only be cashed by the beneficiary.
No, I am not a banker but when it comes to my money I do indeed read the fine print. To date I have never lost a single penny in such transactions. _____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
they offered no service, they just started charging us. it was a surprise for us.
we are dealing with it, just pointing out how long it is taking so in my case at least the bank is in no position to be lecturing anyone about late payments etc.
___________________________________________
"Even a stopped clock gives the right time twice a day." Withnail & I
Withnail the bank offered your company a service on montly charges did they told you if you dont use we dont charge. Tell your company to cancell that service and thats all no more charges.
Amoud r u a banker? btw totally agreed with yout points.
i agree with you in principle, but the banks can be just as bad.
my company uses a bank, and i use the same one for my own account. this bank charged my company account for a monthly service that we did not use. the first month we told them, and then again in month 2, so we told them again, and then again in month 3, and so on for about 6 months. a year later and we are still asking for one of these charges to be reversed.
same on my personal account.
the bank did not offer me interest on the funds they removed from my account, but i bet they would be pretty quick to charge me interest if i was one day late on my credit card payment.
also, i think banks have an ethical obligation to highlight main points/issues in a loan contract. those things are pretty wordy and for many people it is difficult to understand them. i know that technically they are not breaking any laws, but i don't think it's right if the bank does not highlight all potential issues to unsuspecting clients.
___________________________________________
"Even a stopped clock gives the right time twice a day." Withnail & I
Sorry Arch, I cant agree with you. If you are not holding up your end of the bargain by paying your bills on time (note: banks dont care where the money comes from, they care that you meet your obligations) then alls fair. Bill collectors in the West are far more aggressive.
If you want to stop the "threat" dont borrow money from banks and keep your money at home under your mattress.
All Banks will treat you badly , also they don't admit mistake. Particulary IBQ is one the useless banks they lost my fileconsquently they blocked the cheques and after not even a single apology from the employee who has done the mistake he just has an error in reading the account nr. moreover shouting on the phone.
I totally agree CS, customer service does need improvement as well as making banking a bit more efficient by clarifying practises and such is a must but I cannot sympathize with people complaining that the bank is hassling them because they are behind in payments or because they fail to read loan terms and such and are then surprised when the bank implements what was signed in their loan contract.
You r right Amoud, moaning about banks especially when you are not doing your own job properly is not nice but if the bank officials are not professional in their deals or taking long time then promised then we should look at the matter.
salary delayed thats why we cant pay on time but not to the extend that they will treat you like that sometime there saying that you have a travel Van got it
When your bills are due back home do the institutions still not expect payment? Does your credit rating not reflect if you are late in payments or delinquent? If you have agreed to pay something on a certain date why are you not obliged to pay as you have agreed?
I dont get all the moaning about banks to be honest, they are not charities and while CSR are important so is holding up our end of the bargain. _____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
dont forget to mention Mashreq Bank... i suggest to you to avail the services of Commercial Bank of Qatar the staff is are very friendly and professional specially over the telephone.
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UTHAYAN
hi through expeerience
dont get doha bank account b,couse its call d bank meen you will dead like cryce dog
dont take the risk, Dont get DOHA BANK
since from the beginning the bank knows that we have a delayed salary and sometimes im telling them to call here in my office and check why our salary is delay... what to do most of the company in qatar are like that
Azam I did a bank draft for my embassy not even a week ago at Doha bank, no need for me to call.
_____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
Remittances and bank draft are 2 completely different things which I think you are mixing up. Again, if you know a bank that does bank drafts for vetween 4 and 10 QR riyal please do let us all know. Why dont you call up Doha bank and ask them how much a draft is, not a remittance.
A remittance is a transfer from account to account, a bank draft is an actual piece of paper, pre-paid and guaranteed by the bank to be remitted to a third party bank in the name of the beneficiary. I think I have already said this.
The problem with your remittance wasnt Doha banks error, it was yours. If the bank you were remitting to changed your account number without telling you then it is their fault.
____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
just pay on time...you will never encounter big problems...
Worst Customer Service is Mandatory for the banks in Qatar... why?....have u ever encountered a bank which is good?
That's all....
" AN END DOES NOT JUSTIFY THE MEANS "
any transaction in the bank have charges and thats right but the way they treat all their costomer especially if you have loan in not right, thats what i encounter from DOHA BANK
better to get loans and CC to the bank where your salary account is, usually they are adjusting their collection due date base on your salary date.
.
.
.
KEEP MOVING!!!
Remittance policy I am afraid.
I am quite surprised by how little people actually investigate the methods they use to manage money.
Azam if you have a bank that charges only QR 4 for a bank draft please let me know.
____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
No, it isnt 4 QR for a bank draft and it is not at all like writing a fresh cheque to the bank. A Bank draft is a third party pre-paid cheque drawn from a bank (which is guaranteed) to another bank in the name of the beneficiary. Bank draft fees differ from bank to bank but are around QR 50.
_____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
This is correct Azam, and they cannot convert into a bank draft also as this requires additional payment, which more than likely (if you check) would be nmore than the exchange loss.
___________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
Azam the problem with online remittances is that you are the one solely filling out the remittance forms. If the remittance is returned it is either due to your faulty input or a problem with the bank the draft was issued to. If you read the policy for remittances it says the bank is not responsible for such errors, and as your account is QR account they cannot keep the money in another currency and at the same time tie it to your account. Bank drafts are much different as they are a form of pre-paid cheque which can only be cashed by the beneficiary.
No, I am not a banker but when it comes to my money I do indeed read the fine print. To date I have never lost a single penny in such transactions. _____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
and which type of charges they are referring i means what is mentioned in your statement?
-----------------------------------------------------
When the eye becomes the heart, the heart becomes the eye ... Wasif Ali Wasif
they offered no service, they just started charging us. it was a surprise for us.
we are dealing with it, just pointing out how long it is taking so in my case at least the bank is in no position to be lecturing anyone about late payments etc.
___________________________________________
"Even a stopped clock gives the right time twice a day." Withnail & I
Withnail the bank offered your company a service on montly charges did they told you if you dont use we dont charge. Tell your company to cancell that service and thats all no more charges.
Amoud r u a banker? btw totally agreed with yout points.
-----------------------------------------------------
When the eye becomes the heart, the heart becomes the eye ... Wasif Ali Wasif
i agree with you in principle, but the banks can be just as bad.
my company uses a bank, and i use the same one for my own account. this bank charged my company account for a monthly service that we did not use. the first month we told them, and then again in month 2, so we told them again, and then again in month 3, and so on for about 6 months. a year later and we are still asking for one of these charges to be reversed.
same on my personal account.
the bank did not offer me interest on the funds they removed from my account, but i bet they would be pretty quick to charge me interest if i was one day late on my credit card payment.
also, i think banks have an ethical obligation to highlight main points/issues in a loan contract. those things are pretty wordy and for many people it is difficult to understand them. i know that technically they are not breaking any laws, but i don't think it's right if the bank does not highlight all potential issues to unsuspecting clients.
___________________________________________
"Even a stopped clock gives the right time twice a day." Withnail & I
I agree with amoud...let's keep our side of the bargain as the bank keep theirs...
Mitzzyy Mitz '09
sorry amoud i post this just to give idea to all concern not for you
Sorry Arch, I cant agree with you. If you are not holding up your end of the bargain by paying your bills on time (note: banks dont care where the money comes from, they care that you meet your obligations) then alls fair. Bill collectors in the West are far more aggressive.
If you want to stop the "threat" dont borrow money from banks and keep your money at home under your mattress.
____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
we need to stop this kind o threat
so most of the banks are mentioned here with bad remarks.
got to be careful then.
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All Banks will treat you badly , also they don't admit mistake. Particulary IBQ is one the useless banks they lost my fileconsquently they blocked the cheques and after not even a single apology from the employee who has done the mistake he just has an error in reading the account nr. moreover shouting on the phone.
I totally agree CS, customer service does need improvement as well as making banking a bit more efficient by clarifying practises and such is a must but I cannot sympathize with people complaining that the bank is hassling them because they are behind in payments or because they fail to read loan terms and such and are then surprised when the bank implements what was signed in their loan contract.
_____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
You r right Amoud, moaning about banks especially when you are not doing your own job properly is not nice but if the bank officials are not professional in their deals or taking long time then promised then we should look at the matter.
+++++++++++++++++++++++++++++++++++++++++++++++++++++++
CONFUSE ............ if you cannot convince!
salary delayed thats why we cant pay on time but not to the extend that they will treat you like that sometime there saying that you have a travel Van got it
whoever said they were eh... i dont trust banks... :P
.lol, amoud, so true..
banks are not charities.
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.
.
.
.
.that's all......
.
*Sigh*
When your bills are due back home do the institutions still not expect payment? Does your credit rating not reflect if you are late in payments or delinquent? If you have agreed to pay something on a certain date why are you not obliged to pay as you have agreed?
I dont get all the moaning about banks to be honest, they are not charities and while CSR are important so is holding up our end of the bargain. _____________________________________________________
"Diplomacy is the art of saying 'Nice doggie' until you can find a rock - Will Rogers"
My account is with CBQ, so far I have no problems with them especially with their very friendly CSR.
MyHotComments
"katas ng qatar"
dont forget to mention Mashreq Bank... i suggest to you to avail the services of Commercial Bank of Qatar the staff is are very friendly and professional specially over the telephone.
OK ......:)