Returning Car on a Car Loan

lovingitinQATAR
By lovingitinQATAR

Hi guys..

 

I have a brand new honda civic (just 20 days on the road) and as luck would have it, I have been terminated.

 

The car is bought on loan with no down payment. What are the options that I have?

 

Please help it urgent as I have to leave soon.

By bumblebee• 2 Apr 2008 22:16
Rating: 5/5
bumblebee

I don't think the bank will wants the car. They just want their money back. So, it is most likely that they will ask you to sell the car and repay your loan as saman said. You will have to pay the outstanding between the selling price and your total loan plus interest.

 

You also need to check with the bank whether there is any penalty in case of early settlement of your loan. As I know, some banks may impose penalty on early settlement.

 

Anyway, no harm consulting the bank on what options do you have in your case.

By lovingitinQATAR• 2 Apr 2008 22:09
lovingitinQATAR

Returning to the bank is the option I am keen to explore.. does anyone know the process? and how much will they ask me to pay?

By bumblebee• 2 Apr 2008 21:54
bumblebee

You have to read your car loan agrement especially the clause of default payment.

By Snowstorm• 2 Apr 2008 21:31
Rating: 2/5
Snowstorm

  probably wont get a good price.

 

 

YOU DONT KNOW ME, DONT EVEN TRY !!!

By IPHONE UNLOCKER• 2 Apr 2008 21:11
Rating: 4/5
IPHONE UNLOCKER

saman is right u (cant) go ur country with clearing ur  bank loan  if u want to unlock uriphone  call 5125244 

By saman• 2 Apr 2008 20:46
saman

u just sell the car , add some more money and repay ur loan

without clearing ur loan u'll not be allowed to leave the country

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