used car loan

dilahann
By dilahann

does anybody know processes of used car loan?Banks are paying directly to dealer?if yes,where is the guarantee for seller?is dealer paying to seller after transfering the registeration of car to buyer?i am planing to sell my car but confused about the process

By hawkin• 28 Feb 2011 15:54
hawkin

what guarantee do you want? you own the car, do you know the word trust?

By dilahann• 28 Feb 2011 13:12
dilahann

thanks for useful info,the buyer wants to buy my car via car loan(Commercial Bank),and the bank asked from buyer to bring the quotation from dealer which we provided already now,that is ok but bank is telling that they will make the payment to Dealer directly and than i will get my money from dealer,is it correct?i dont understand this part in case dealer does not want to pay it to me,where is my guarantee?

By hawkin• 28 Feb 2011 08:38
hawkin

If you have a buyer already and he/she wants to pay your car from a bank loan? He should first go to a car dealer,he will get a quotation from them (QR1000 fee), take it to the bank. Bank will give him the money, he then pay you. After receiving the payment you can give him you car.Of course he will do all the transfer of ownership procedure.

By anonymous• 28 Feb 2011 08:19
Rating: 4/5
anonymous

your car is thru car loan and you want to sell it?

the buyer must pay first, then you go to the bank to pay the car loan amount (full),ask for the clearance from the bank for the full payment of the car loan. (2days)

once you have the clearance, you can proceed to traffic dept. for the transfer of ownership (seller and buyer).

By dilahann• 28 Feb 2011 00:16
dilahann

thanks for info i am the seller and i just want to know when i will get my payment,what is payment process?

By Wadi Arte• 28 Feb 2011 00:09
Rating: 5/5
Wadi Arte

if its a 2nd hand car your talking about, then do NOT go to the banks. Go to financing company, like Jazeera finance or First finance. They have much better rates & the model of the car doesn't matter.

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