Explain the chronology of events clearly and in detail.
Apart from the evidence, the chronology that you present is also a determinant of whether the claim is granted or not. The clearer and more detailed chronology you provide, the easier it is to make a car insurance claim.
Therefore, you need to remember the incident very well, from the location, time of the incident, to the position of the driver of the car at the time of the incident and so on.
Not only that, you will also be asked several questions from the insurance. Also make sure you are able to answer well and not convoluted so that it is easy to understand. The process of making a car insurance claim will also become smoother.
You can continue existing comprehensive insurance on an older car. I'm not aware of any definite ban - but of course it gets to be more expensive than it's worth.
However, you cannot change from 3rd party back to comprensive. The company would have to make a full inspection just to make sure you are not trying to insure an already dented vehicle.
They could - but they don't.
So when buying near-new cars, one of the first questions is - Insurance type?
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Explain the chronology of events clearly and in detail.
Apart from the evidence, the chronology that you present is also a determinant of whether the claim is granted or not. The clearer and more detailed chronology you provide, the easier it is to make a car insurance claim.
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Therefore, you need to remember the incident very well, from the location, time of the incident, to the position of the driver of the car at the time of the incident and so on.
Not only that, you will also be asked several questions from the insurance. Also make sure you are able to answer well and not convoluted so that it is easy to understand. The process of making a car insurance claim will also become smoother.
Yes if the car is 3 years old, but once it gets to 5 years old you will be only allowed to do 3rd Party.
Hi,
You can continue existing comprehensive insurance on an older car. I'm not aware of any definite ban - but of course it gets to be more expensive than it's worth.
However, you cannot change from 3rd party back to comprensive. The company would have to make a full inspection just to make sure you are not trying to insure an already dented vehicle.
They could - but they don't.
So when buying near-new cars, one of the first questions is - Insurance type?
And - ask to see the documentation.
Why would you want to do this? If you have a repair case you will not be getting original parts paid anyway. You'll waste a lot of money.