Car Insurance Claim by mistake
As per my car insurance company, QIC, I met with an accident on 15th Dec 2012 (I was in India) but the driver was a different person. As per QIC, it was my mistake and I have not claimed any repair of my car under insurance coverage but the other car claimed against my policy since it was my mistake. I asked them the police report. The police report also says my car number, my ID, but different driver name (I don’t know that person). What could be wrong? I went on vacation 13th Dec 2012 and my house was locked and the car key was kept inside cupboard.
I checked MOI website and found that same plate number of my car has allotted to a PRIVATE TRANSPORTATION category vehicle as well.
If anyone experienced similar situation, please share
Go to the traffic police and make a complaint! Take your passport along to prove that you were not in town.
Ofcourse you may not be able to prove that no one else had access to your car.
Could be an error by the policeman while writing down the plate number.