Can I sell my car still under car loan from the bank

DAFFA
By DAFFA

I took car loan from the bank for 4 years. 3 years are already completed. Can I sell this car without informing the bank, because I am paying with check book every month they are taking my money from my bank. How about the change over process? Thanks for sharing

By nandus• 25 Jan 2009 09:06
Rating: 5/5
nandus

If the person who is going to take the car is ready to undertake the finance and ufcourse if the bank is ready to finance him, then only you can transfer the ownership. Or else you may have to close the finance.

By Icon123• 25 Jan 2009 07:55
Rating: 5/5
Icon123

Dann is correct. You can either go to the registration dept first if the buyer feel un-secure and then go to the insurance company second.

But first you must go to the bank along with you buyer to clear the outstanding amount before proceeding.

If buyer has an account in the same bank, then bullseye! your task is much easier.

By Dann• 25 Jan 2009 06:59
Rating: 5/5
Dann

Yes, you can sell your car. You have to take the buyer of your car to the bank and settle all your remaining amount in the bank plus pay you if the total price of the car beyond or higher than the remaining amount in the bank. After that process done, the bank will give out NOC to you for you to hand over the NOC to the new buyer for him to process with the traffic police department to change the ownership. You have to go along with the new buyer to the Insurance company to change the ownership before proceed to the traffic police department for changing the ownership and renewal of the registration card. Cheers..

By rpissac• 25 Jan 2009 06:49
rpissac

which car u hav?

By rb73• 25 Jan 2009 06:47
Rating: 5/5
rb73

If you look at the reverse (back) of your car registration card, at the right hand bottom you will see a column 'Type of Ownership' in Arabic “NOUGH ALMUKIA”. If you have your banks name written there, you can not sale this car without a no objection letter from the bank.

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