Yes its true. I underfone the same situation. Because of this rule, I was away from my family for 1 year. Your husband's bank statement to reflect 6 months salary credited to the account. If your husband's salary is more than 25 or 30K, then you can give a try. One of my friend got the visa in 3 months itself. Take a risk. If it happens, it is good. Pray to god.