Aenika,

Don't take loan,

rethink about the need of taking it....
Reconsider your plan, delay it for 3 months, you are not the sole responsible for your loved ones'/ relatives' untimely or unjustified demands....
Delay & think more for the long run.....will that person will remain nice to you for / after 15 - 20 years.....if you provide for 'them' now....

Don't take loan,