Hi azi, if he was issued an NOC by his previous employer, then his current employer can demand the release. For that reason, the company will shoulder the responsibility and they should handle the case if they are willing to process everything. With regard to back issue, your friend's case was taken to court? Because I believe, he really need to settle the loan or if he spoke to the bank for some arrangements? Whew! your friend has 3 issues here, ;(

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"Admit your mistakes...before someone exaggerates the story."