Hii u ryt ediff nd Mr. Noufal i think u got some personal problm wid bank as per me Indusind bank is providing lot's off services widout charges. My self got Pan card within 20days, I am very much comfortable wid bank service you also can contact Mr. Rafik Khan (Asst. Manager) Mobile 55653318 who is looking only NRI's services.lyk online trading..FD Pan card with both banks Indusind bank and Doha bank...