PayPal is a good online payment gate way. Great way to pay for purchases and services. Many sites now accept PayPal for purchases.

If you have a credit card then it is easy to operate the account. Qatar based account has lot of restrictions. If you open India based account you can pay for services like freecall (VOIP).

I have used Qatar issued credit card to verify Indian account. Just enter an Indian address, but only name should match.