it's more than ok, but the real question is how much you were hoping to save ?

12000 min for flat high standard, a car will cost you between 80000 and 170000 depending of the brand,second hand or no? , i guess another car for the wife plus plane cost for 2 persons ,2 or 3 return a year, plus club menbership for two ,plus,plus ,plus

no,definitly is ok, but you need to do your math to find out if the montly saving is ok with you, if that was your goal in the first place by coming here