Car accident - Insurance
By kove.javier •
My friend was involved in car accident in this mornint whilst going to office.. It is his fault... His insurance is comprehensive at QIIC... He got already police report.. My question is, is it really that he need to pay 50% from the total amount of his car repairation or anything that need to be change/replace to his car?
thank you so much.... have a nice day ahead to all.
for point 3, he has to pay 50% from his pocket.
I guess ur friend has a full insurance.
Here is how it works.
1) he needs to pay a deductible amount - Its around QR 500 nromally but it differs for companies and type of cars etc. it would be mentioned in the insurance copy.
2) he doesnt need to pay anything for the repair / replacement of the parts if he agrees for old / duplicate parts (unless his car is less than 1 year old).
3) if he insists on genuine / new parts, he has to pay from his pocket.
hope that makes it clear.
thanks for sharing your experienced. any more QL can share to me...
Sad to say; Yes it is right.
It happens to me a year back.
until now I cant fully understand the total roles of this full insurance thing. sometimes i come to think that this insurance thing is useless and than third party insurance.