How to protect your homes and cars from rain damage

How to protect your homes and cars from rain damage

Qatar Living
By Qatar Living

The pitter patter of the rain does not remain enjoyable when it lashes out when you’re least prepared. You may or may not realize it but even a short gust of rain can sometimes cause serious damage within a matter of minutes and leave you stranded in knee-deep water! As we get ready to welcome the winter season, the bout of sudden, heavy rain does inconvenience us with water logging impacting our daily lives significantly.

Though the Government and the Ministry of Municipality and Environment are leaving no effort in bracing up for the rain with appropriate measures in terms of infrastructure, it will only be prudent to ask yourself if you are ready for the rain, wondering why? Here are the details...

Rainwater can wreak havoc and cause substantial damage to your home, your personal belongings and to your car. Given that most parking bays are located in the basement or in low lying areas you need to take extra care to safe guard your car and your financial interest. Even if you’re driving home navigating your way through water logged road, you want to make sure that you will be covered for any damage should something happen to your car. How? Take out a flood insurance add-on cover and be worry-free even when it’s raining…

For most of the residents who either live in rented homes or apartments it can be bit difficult to justify why home contents insurance is necessary, especially when you’re given to believe that “all” will be taken care of by your landlord should something happen to your home. As the myth slowly unfolds, (much to your disappointment) it may be too late to realize the value of home contents insurance cover in respect to the rain-related damage that you may have already incurred.

The bitter truth is that the landlord may be liable to pay only for the rain-related damage to the building and not for the damage caused to your personal belongings (such as damage caused to your furniture, clothes etc.).

If you are living in a villa chances are that you will have to spend from your pocket to get the collected rain water drained out. Given that you might face a situation similar to this, would it not be practical to get home contents insurance so that you are covered for your expense if you need to live in an alternate accommodation when your home is unlivable due to water logging?

As with home contents insurance, the amount of coverage is totally dependent on the paid premium. The good news is that the basic home contents insurance is affordable and starts at as low as QAR 360/year. Now the question is would you like to label yourself as “rain ready” or make peace with the regret of not being covered? The choice is yours!

QIC Insured is Qatar Living’s preferred insurance company.

QIC Insured offers Home Contents Insurance & optional motor policy insurance for Riot, Strike, Storm and Flood Extension at affordable rates. Visit qic-insured.com or call 800-0742 to know more.

Qatar Insured is licensed and regulated by the Qatar Central Bank 

 

What has flooded for you? Let us know in the comments below.

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By mohdata• 27 Nov 2018 19:10
mohdata

Robin: well i wouldn't call it being greedy; the site has been great for its users and it has remained free for us to use; even the ads you and i post are free; its only natural that companies would like to use ql's popularity to reach new customers and i see nothing wrong with ql making as much money off them as possible haha; it pays the bills while keeping the site free for its users. Do you like free stuff? I sure do :-)

But the issue is with hiding the advertisement in an article with a misleading clickbait headline, making us read till the end only to find we've wasted our time; that's really not ethical journalism and its just insulting the readership's intelligence and just not done. They usually are very clear when its a paid promotion of those fancy hotels or brunches or even cars recently; don't know why the slyness this time haha.

Say its an ad and honestly mention the insurer in the headline and more people will actually want to know more about the company in case their services are needed. Honest and upfront communication will win the day over sly underhand mindgames everytime.

Sorry for the rant QL; keep it going keep it up keep it real like you've been all these years :-)

By Robinantony1988• 27 Nov 2018 15:54
Robinantony1988

PAID PROMOTION , QL STARTED TO BE GREEDY FOR MONEY.

DOHA NEWS WAS BETTER !!!!!

By guvenlisamet• 27 Nov 2018 10:47
guvenlisamet

why you used pic from saudi arabia ?

By mohdata• 25 Nov 2018 18:29
mohdata

Oh great, ql is plugging products and services now... There's hardly any user engagement on here these days anyway and now we're getting these sly promotional articles; if you're going to do it, at least be upfront about it and not hide it at the end with a one liner...

By Raaz10• 25 Nov 2018 16:37
Raaz10

I could not find this seemingly commercial oriented article discussing on how to protect your home and belongings from rain. It does say how to claim it back when damages have happened through buying QIC optional cover.

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